Which insurance is suitable for a young couple?

Are you well covered by your insurances?

note: Sharing my own personal experiences and encounters with my insurance.

I urge you to take a step back and start reviewing your existing polices. Especially, if your financial adviser (FA) has not done so for the last few years after they have closed deal with you. 

1. Get your FA to review your policies

2. A summary table of your current polices to fully understand what plan(s) you actually have committed

3. Rethink if they are necessary and suitable at the current stage of your life

There have been so many negative and unhappy incidents happened to me since the past few months, given that Im now currently heavily pregnant. It was just terrible to share and perhaps the counter parties would find me very self-centered. (I shall not drift myself further and back to the insurance topic). 

BTO Key Collection 2017

Hello Everybody!

It has been slightly more than a four year wait. Received a very good news from HDB for our house key collection! I have been refreshing and revisiting the web to see any updates as we are brought to know that our house will be ready by end of December 2016.

Indeed, this long tedious wait is finally over.

Collected our keys on 17 January 2017.

Mei Mei's First year Party

Hello all,

It has been a long haul since the last post. I am so glad that Meimei's party was over last weekends. There has been a lot of discussion before her party due to some family matters.

Anyways, I enjoyed and I think both kids enjoyed themselves too! Loves the part where we brought them to swimming. They love it!!!

As it was a mini celebration. In order not to look to cheap, I had done up a banner for her. Got the design ideas from website and redraw it by yours truly. Then got someone to print it out for me. Do let me know you any of you mummies need some extra help on DIY banners for your kids. If can save a lot by getting designers to do so.

Sis's ROM

A happy occasion to celebrate!

Toddlers Busy Bag

It is simply awesome to have a support mummies group! Especially when you met ppl who are really nice, sharing and caring! So then we created a multiple mummy group = mummies who have more than 1 kid. We all decided committing into doing a busy bag for our toddlers.

Each mummy will have to do a set of 10 busy bags. It is very fortunate that some mummies did slightly more than required.

So this is my final work for the kids. Hope my boy likes them! 

Importantly, the busy bags to keep them busy during car rides, dinner or any events.

五月天! Just Rock It 2016.

JUST ROCK IT! - 5Aug2016

After 3 years wait, I am here again to attending their concert with le sis! This time round tickets are running out very fast. Within a day, all tickets were sold out! This year with their new songs and old songs, they extended their performance time till about 1145pm. TOO MUCH ENCORE, damn worth our money.

You can view my post on their previous show in 2013.

What is it like starting a family "early'?

If you had know me long enough, I had always wanted to get married at the age of 21 and start a family early. Apparently, I only started dating at 19 with A and he is my first boyfriend.

It is quite impossible to settle down after 2 yrs of courtship, as he was still serving NS, while Im schooling. Thereafter step by step, we went ahead to ballot for a BTO in 2012 (read). This led us to the next step - Marriage.

My initial plan was just a simple ROM with relatives and closed friends, which failed terribly just because my parents wanted the customary wedding dinner. Honestly, I felt that we did our planning well. Our flat will take about 5 yrs to completion date. So we could have sufficient time to save for the house. 

By then Im almost done with my degree. Grad-ed in early 2013. Secured a job mid of that year and still working with them.

Followed by our ROM in Sept 2013. We are now hitting our 3rd year anniversary soon. Unfortunately, A will be sailing for that week. We hardly celebrate any of our special occasions, unless its that special. So because of my parents, we had to plan our customary dinner within 3 months hence they are being so insistent. Then we had our customary dinner Feb 2014.



I was worried dead because I was pregnant and really dislike doing this rah rah stuff. Much more like unnecessary because the amount of time and money needed to fork out. Fortunately event was smooth except for some small matters which was resolved easily. On the other hand, I was glad and happy lah cause we had some small earnings from and for just the dinner (excluding all other expenses).

Fast forward, today I had two very lovely kids at the age of 27 (just turn 27 not long ago). Though korkor really driving my sanity to the next level, they and A are still what matters for me.

They are the ones driving me to stay strong and forward looking. Next thing that I we are anticipating is out BTO! Heard that key collections will be last quarter of 2016.

Regards,
Weina

MeiMei's 1st Month

(25 March 2016)

Meimei was born exactly at 40 weeks (birth story). 

She was relatively smaller and lighter as compared to Korkor when he was out at 40 weeks too. This delivery was much faster and easier. Then comes the reality and repeat cycle of sleepless nights. I was mentally well prepared that she will be like her brother - not a easy baby to handle.

MeiMei Birth Story

My second delivery was smooth and rather quick. Surprisingly I did not opt for epidural unlike my first. This time around I experienced natural contraction while I thought it was just a normal menses cramp. I could actually tahan the initial plain level because I used to have very bad menstural cramp which to the extend that I feel like dying if I don consume pandenol for help.

So I was at my 40 weeks already and at 0430am, I started feeling crampy. Rolled around the bed till 0630am to wake A up for work. I was convincing myself that it could just be normal cramp as I was already having very backache and pevic pain since week 20plus. Lay around the house and time my "contractions", reality still hasnt kick in.

Took the last baby bum before I pop.

Had my last coconut drink. Before I finally decided to head to my gynae for a check.

1130am - So I tolerated with the pain (but still bearable) and went down for a CG scan. Readings not accurate, seems like a false alarm. Then Dr checked. 4-5cm dilated!

Gynae told me to admit myself to the delivery ward now. Told Mil that I want to have my last normal meal before entering. Otherwise I have no energy to push later.

1200pm - Arrived at Mount A canteen. Had my lunch, while the contractions is getting stronger and the urge to poo. Finished our lunch and we walked up to the labour ward. Changed and lay on the bed. By then it was 1.20pm. Waited till 2pm, A reached and tried talking to me but I will concentrating on my breathing. It felt so long a wait to reach my 10cm.

Contractions is getting stronger and I just wouldnt want to waste my energy speaking. Breathing in the laughing gas, which I think it really did help distract some of the pain.

230pm - Gyane arrived. Still 4-5cm and broke my waterbag

300pm - I requested to be checked. Disappointed cause I was not yet ready. The nurse scolded me not to call them unless I really have the urge to poo. Then its about time. LOL!

340pm - Tada. Checked and Im ready! I only knew that I wasnt screaming nor shouting or moaning. The only thing I did was grabbing the handle bar so tide each time the peak of contractions. Then from the background I heard my gyane's voice and I knew it was going to be over soon because Im ready.

350pm - Meimei was out!!!

I am surprised that I really did it without epidural but with laughing gas. Very fortunate that I do not need to go through episiotomy.

MM is turning 5 months in a few days time. Really love her and korkor so much.

I wish all mummies and MTB, all the best and lets work hard for our lovely kids!

Loves.

Back to E-diary

Dear E, 

Today I had a meaningful talk with my colleague. They could understand my struggle which I am facing and have been facing for the past two years at work. I believe in myself and I know how to get things done. Always performing my best and providing the best solution to all my (indirect or direct) working partners in anyway possible. Definitely in the most professional and ethical methods.

This is my first job and I acknowledged the fact that there are a lot more things I have to learn through years of experience and practice which will benefit me wherever I go in the future.

On the practical point, I need my job. I would not do anything silly just to jeopardize my living hood. Unless I am born with a silver spoon or come from a not that bad family background that I can always turn and fall back on. Unfortunately, I don. Thus I need my job badly so to support my families plus with our new flat coming.

Sadly, three years into workforce. I see the ugly in human. Lucky thing is only ONE. Yet this particular one created a hell for me to handle and I had reached my limit for now.

I shall not complaint about this human. So lets wait for Karma to reach this human.

In short, I tried my best to perform my duties. However, please do respect me as a lady human. I am not your punching bag nor are you purpose to instigate my relationship with others. Its bad for you to do so. 

There is a saying "If you want others me to respect you, you got to earn the respect first."

Now my stand is the respect was lost. So don ever expect me to respect you.

Your Sincerely,
WN

Work Life Balance?

I have never shared anything about my current job which I am now into my third year at it already. I really enjoyed my duties but I do need to strike a well balance of work and life. Im human too and a mum of 2. I missed out a lot a lot on my #1 growing up and I do not want to miss out for my #2. 

I never felt so worn out and mentally depressed till now. A full time working mum and exclusive breastfeeding mum is not easy. Bosses and colleagues are very understand. Unfortunately, this unnecessary stress are created by others.

Even there are matters to handle, after working hours I will try my best to complete it. If things are restricted and limited, no matter how urgent it is I still couldnt get it done over the night. Even if I managed to complete it, what can the other party do over the night. They cant either.

My nights are now for my family.

I am a family women.

Family comes before my career. Of course, I do need my job to support my family.

Really really wish he they could understand my situation and not pester me onto matters that are not urgent and yet making it sounds very very urgent. #lovehaterelationship

Post Hiatus Update

It has been so long........

This space has been on a long hiatus for almost 2 years and going. A quick update, I have been so so busy with work life and family life ever. So it started off with work first. Got employed in mid of 2013 and was too tired everyday after work to squeeze brain juice into updating this space here. Neglected a almost 10 years old e-diary. Always giving myself excuses not to post anything. Then comes 2014, I became a mum and was trying to manage my life with a newborn - infant routine. Took me quire sometime to adjust with the lack of sleep and juggling with my work + the "staying with in-laws" thing.

It is taking a toll on me seriously. Both mentally and physically.

I have so so much to say yet now Im just staring on my screen wondering how and where should I get myself started.

My current status in 2016: 

Became mother of two. Unfortunately, I felt I have lost my elder child. To joke, simply put that I am just a surrogate mum. Eg, my elder only co-sleep with the grandparents. (seriously~~~~) So its the "staying with in-laws" thing again.

I need some expert advise for me badly and desperately! How do I discipline my toddler kid while staying with the in-laws.

Gonna lost my cool-ness over the kid because they spoiled him rather than teach him. They are creating very bad habits, which Im afraid it will be too late to reroute him. So with the second one out, there is no way the in-law can handle cause my elder is so sticky. Everything seems to be so bad situation right now. 

I don even have the say in my way and in-laws are just taking my elder one away from me EVER SINCE I DELIVERED!

"I desperately need some advise on how do i handle / discipline my kid when in-laws are around."

Okay. Once I start I could not stop. It has been a problem for almost 2 years and not resolve. Rather it escalated from bad to worse.

Summary for My 2014

Almost the end of another year again! Missed out my summary for last year. Hopefully I could blog this post without Bb Soh to bother me half way. (even though tyere is taking care of him most of the time)

1. Got married in Feb.

2. First Trip with Company to HK while I am about 7mths pregnant.

3. Very heavily pregnant @ 39 weeks

4. Bb Soh was born in June

5. 1st mth old with Papa and Mama

6. 2nd mth old with Ah ma.

7. My Birthday celebration with Bb Soh.

8. Bb Soh 3 mths old

9. 4th Mth old, feeding him chicken drumsticks.

10. 5 mths old Baby

11. 6mths. If you have realised, Bb Soh is not a very smiley baby unless if he finds you really entertaining and amusing.

12. Was invited to A's colleague's house for Xmas party. An event which I really enjoyed after so long.

13. Dad's 60th Bd celebrations!

14. KL trip for an event.

15. Teambuilding @ Bali.

A very quick summary of 2014, which I have been procrastinating to post for ages. Took a quick look over that last one year and there were several memorable events which I will remember for life but there are times when it was bad... so bad and wish that I did not went through. Nevertheless, Im glad that the negatives were over and positive to continue.

I wish in 2015:

- Bb Soh to be a very very happy and healthy baby!

- Better attitude and temper (it has been so bad lately)

- Career Progression

- Happier Life!

That is all I hope for in the year of Goat!

Loves, wena

Official

I have officially stop breastfeeding already!

Its really ironically weird that I am feeling sad and happy at the same time. Sad was I could not produce any more milk for Bb Soh and no more excuse for me not to drink. Whereas happy that I will not be dragging myself to pump every few hours. I am still glad that I am able to bf him for four months.  

Second Life

Today shall be my last visit to my gynae till I see her in the labour ward.

I am already in week 40 and there is still no signs of bb Soh coming out. Gets me worrying abit. I have been moving around a lot during my pregnancy and even exercise but the magic didnt work on me. =( I want a smooth delivery please! Its time to ask bb Soh to come out sooooooonnnn.

Till date, I have gained 15kg. Both mother and son are healthy. However, Im experiencing sore feets and tailbone when i shift myself. Body is getting heaviler and is aching like shit. It will be over very soon till then it will be lag if sleepless night. Haha! 

Both A and I are expecting Bb Soh anxiously. A life changing for our families and friends, definitely the both of us too. Well.... for me, I am really excited that someone important will be joining us this year which is sth that i have been waiting for. However, at the same time, someone who is so dearly to me has left me as well. I didnt even have the chance to walk her off on the last route. I hope she knows that im always her beloved grandchild. I really miss you, 阿媽。

Guess you are happy over the other side with 公公。Please blessed me and bb Soh to be safe and heathly and also painless if possible! Haha!

Loves, wena

The Valentine 2014

p/s: this blog post has been archived since V'day 2014. Some pointers are outdated though.

I have been hestiating to continue the habit of blogging but Im just simply TOO LAZY! Finally, Im taking this time to pen down a short summary of what has happened over the past (almost) one year.

Things have changed drastically for me over this short time.

Firstly, I managed to secure a job. Something that I quite enjoyed so far. Additionally, i have met many super nice colleagues!!! Like i shared with people around me that im really contented in life and appreciated these things are happening/ have happened to me.

Work has been very very busy for me. Everyday is a surprised and full of challenges which i kinda enjoyed so far.

Secondly, in the month of sept 2013, indeed i have experienced two life events in my entire life. Something which they named it as 红白喜事。Just one week before i got legally married. My granddad passed away due to old age and long term illness. I could only invite very closed relatives and didnt inform my maternal side about it. On the other hand, both of us wanted to have a very simple ROM dinner.

So this year, had my customary wedding planned out within 5 months due to the news of Baby Soh. Im really glad that everything is over and it was a very successful event in life. So many people to thank and apologise as well. (Will try to blog about it but no promise. Haha.)

I am glad that i am married to this man. Even though there are times you really make me super upsad, things are still moving in the right direction. We will still get things done and solve our unhappiness within a day. Been together for 6 years and i hope we can continue our relationship as strong as before.

我爱你。

Loves, wena

我畢業咯! ^^

Finally! 

Finally, I have did it!!! I believe my family and A are proud of me. Even though Im not a honors student, Im still a degree student once before. Let the unhappy events to be the pass and SO Im looking forward to my future. 

Everything is good so far and Im enjoying my life.

Loves, wena

Wedding Hair Styles

Hello!

Not sure if anyone is still reading this space. Just to update a few random stuffs that has happened for the past week or so.

1. A is back from his sailing. ^^

2. Have been surrounding with good food (buffet somemore) = weight gain = : x

3. Settled with our ROM date already. WOOHOO!

4.Got our rings engraved. Left with mostly preparation of miscellaneous stuffs. 

5. Caught despicable me II! Made my lousy day a good one.

6. A is off SG and having his holiday. While I work hard in SG. Haha!

7. Planning for our house, which I enjoyed the most with A. I love planning this, especially sth that is of so much importance to the both of us. 

8. Enjoyed working, except for some very minimal annoying things.

9. The future...........................

Second Half 2013

Hello!!!

Its the second half of the year now. Time is really passing so fast and somehow I have started work for a month plus. So far, Im liking my job! Life was so far so good for me! I can feel the change of luck in me now. ^^ Just feeling really happy and excited almost all days. 

Dear is back from sailing again, but he is flying off soon for his holiday trip. Apparently, I was supposed to be flying on the same dates and to the same place; not with him. So nice that my office have a ceremony to attend and I will be missing this trip with the whole department. Have been travelling around Singapore to attend meetings and events, something which Im enjoying however not the unnecessary spending on transport.

Saw this quote from someone. This is what im going through right now. =) A long waiting results will be coming soon. So the worst will be over soon. I know its tough as I have been through that and I am trying and tried to be forward looking as much as possible. Along the way, there will always be people judging you or giving you some comments, so try your very best to ignore. I, myself find it hard not to but still try your very best to ignore. =)

Small Little Reminders #5

#5 - The Question

Finally, A has asked for my hand from my parents after long long talks and brainwashing. Really all thanks to my (paternal) aunties and godmum. They are all very very supportive with it as well, so it all makes it a go for everything. Good Good! So we have decided to have our ROM first and 2 years later for our customary dinner. Now is all the planning. Will work it out somewhere in July and do a little updates here.

#6 - Nose

Me: *digging nose*

A: Walua~ Can you please go toilet or somewhere to do your stuff? Don look nice.

Me: I cant control. I need to dig it now and you cant possibly ask me to hide in the toilet / corner to just dig my nose ma. HEEHEE.

Love You Love You Love You

Loves, wena